SIP at a Record High
Systematic Investment Plans (SIPs) in Indian mutual funds reached a record ₹26,000 crore in March 2026, according to AMFI data. This marks the twelfth consecutive month of growth and is a 22% jump year-on-year.
Who's Driving the Growth?
AMFI data shows nearly 60% of new SIP registrations in FY26 came from Tier 2 and Tier 3 cities. First-time investors — many onboarded via mobile apps like Groww, Zerodha Coin, and Paytm Money — accounted for a significant share. The number of unique SIP folios crossed 9.8 crore.
What This Means for You
Sustained SIP inflows provide markets with a structural cushion during FII outflows. For long-term investors, this reinforces that SIP as a discipline — regardless of market conditions — remains one of the most effective wealth creation strategies. If you haven't started or increased your SIP in FY27, now is a good time to review your monthly allocation.